A small, family farm in Wisconsin

Adventures in Medicare

I’m going to turn 65 in March.  Consequently I’ll be eligible for Medicare.  This whole Medicare adventure has been stressful for me.  I tend to freak out about things anyway (really, Carol?) and this Medicare milestone has been fuel for my  “now what do I do?” thought processes.
The actual Medicare enrollment was painless.  The government sent me a card that in effect told me that I would be signed up for Medicare automatically, and if I don’t want it I should tell them.  That was easy.
The tedious part has been choosing a Medicare Advantage Supplement that will help pay the bills that Medicare doesn’t cover, and also provide drug coverage.
The insurance companies try to be helpful and bombarded me with mailings detailing their plans…over and over again. It’s been overkill, and adds to the confusion.
There is a Medicare website which helped me to understand what my options are and gave me tools to narrow down my choices based on my needs.
I realized that it’s important to me to stay with my Doctor and clinic.  It’s not so important to stay with the pharmacy I use now.  I then had to peruse the provider lists of the supplements I was considering.  The ones that don’t have my Doc in their network get the heave ho.
I found a plan that works for me and sent off the enrollment form the other day.  It was kind of scary.  I don’t know why.  It just makes me nervous.  The good news is that if I made a bad choice I only have to stick with it for a year and I can change during the next open enrollment.
Now I’m enrolled and all set up, I hope.

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